医疗补助覆盖率悬崖对低收入老年医疗保险受益人的影响
Kanghyock Koh1, Sungchul Park2
1Department of Economics, Korea University, Seoul, Seongbuk-gu, Republic of Korea.
Health economics
|September 28, 2024
概括
医疗补助覆盖范围的悬崖增加了医疗保险受益人的自费支出和医疗账单支付问题. 虽然它没有改善健康,但它促使一些人增加预防性护理的使用,并寻求更实惠的计划.
科学领域:
- 卫生经济学 卫生经济学
- 公共卫生政策 公共卫生政策
- 医疗保险和医疗补助研究
背景情况:
- 医疗补助覆盖率悬崖影响了接近联邦贫困水平的医疗保险受益人.
- 失去补充医疗补助保险可能会导致财务压力.
研究的目的:
- 分析医疗补助覆盖率悬崖对医疗保险受益人的医疗保健支出和行为的影响.
- 评估失去医疗补助资格的财务和健康相关后果.
主要方法:
- 回归不连续性设计.回归不连续性设计.
- 来自医疗支出小组调查和国家健康和营养检查调查 (2007-2019) 的数据分析.
主要成果:
- 悬崖使自助支出增加了25%,医疗费用支付问题增加了44.4%.
- 没有观察到整体医疗保健支出下降.
- 受益人增加了诊断/预防测试的使用 (8.8%) 和负担得起的计划入学 (12.2%).
结论:
- 医疗补助悬崖加剧了近乎贫穷的医疗保险受益人的财务负担.
- 观察到的行为变化似乎不是由改善健康的激励因素驱动的.
- 对Medicare和Medicaid整合和资格门的政策影响需要进一步调查.
关键词:
医疗补助公司 (Medicaid) 的医疗补助.医疗补助计划的覆盖范围是一个悬崖.美国医疗保险 (Medicare) 的医疗保险.医疗保险的优势医疗保健支出和利用情况与健康相关的行为.低收入人群中的低收入人群.这是自行支出的支出.回归不连续性的设计.补充覆盖额外的覆盖范围.更多相关视频
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