基因与环境相互作用在形成风险态度中的作用
1CERGE-EI, Czech Republic(1); MUNI, Czech Republic(2).
Economics and human biology
|October 2, 2024
概括
过去的失业影响了老年人的风险承担,特别是那些基因风险容忍度低的人. 遗传倾向适度生活经验如何塑造经济决策,可能加剧不平等.
科学领域:
- 行为经济学是一种行为经济学.
- 遗传学 遗传学 是一个
- 社会学 社会学 社会学
背景情况:
- 了解风险偏好是解决社会经济和健康差异的关键.
- 过去的劳动力市场经验对冒险的影响,特别是在老年人中,是研究不足的.
- 遗传因素可能在塑造个人对经济状况的反应中发挥作用.
研究的目的:
- 调查先前接触高失业率是否会影响老年人当前的风险偏好.
- 为了确定风险耐受性的遗传倾向是否能缓和这种影响.
- 探索遗传赋予如何影响过去经验对决策的影响.
主要方法:
- 使用劳动力市场相关的风险偏好指标.
- 分析了历史失业率对老年人风险决策的影响.
- 基于与风险耐受性相关的特定基因型,研究了这种影响的变化.
主要成果:
- 具有较低风险耐受性遗传倾向的个体更容易受到过去失业率波动的影响.
- 对风险耐受性的高遗传倾向似乎缓冲了过去失业的影响.
- 遗传赋显著减轻了过去经验和当前风险偏好之间的关系.
结论:
- 遗传因素对于确定过去的经济经验如何塑造个人风险偏好至关重要.
- 基于基因构成的过去经验的差异性影响可能会加剧现有的健康和财富不平等.
- 这突出了环境,遗传学和社会经济结果之间的相互作用.
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