住房压力如何影响医疗保健成本:一个小组数据研究
Gai Liu1, Jianchao Zhou1, Yuxiang Wang2
1Yangzhou University, Yangzhou, China.
概括
中国房价上增加了金融压力,导致家庭医疗保健成本上升. 这项研究发现,增加住房压力与增加的医疗费用有显著的相关性.
科学领域:
- 经济学 经济学 经济学
- 公共卫生 公共卫生
- 社会学 社会学 社会学
背景情况:
- 中国房价上和抵押贷款的"个人无限责任制度"加剧了家庭的财务压力.
- 这种财务压力会对身体和精神健康产生负面影响,从而增加医疗保健支出.
研究的目的:
- 实证地研究住房压力对家庭医疗保健费用的影响.
- 分析家庭收入和健康状况在这种关系中的调解作用.
主要方法:
- 使用中国家庭小组研究 (CFPS) 数据库进行小组数据分析.
- 应用一个面板双向固定效应模型和一个调解效应模型.
- 通过稳定性测试和倾向性得分匹配 (PSM) 进行验证,以解决内质性问题.
主要成果:
- 住房压力和医疗保健成本之间存在显著的正相关性 (住房压力增加1%的点将成本提高0.141%).
- 住房压力通过减少可支配收入 (-1.749) 和健康状况下降 (-0.468) 来调解医疗保健成本的增加.
- 住房压力对医疗保健成本的影响在西部,东部,城市和租家庭中更为明显.
结论:
- 建议采取政策干预措施,包括"个人有限责任制度"抵押贷款,住房价格降低和公平的租/购买权利.
- 减轻住房压力可以提高家庭收入,改善健康,并支持医疗保健部门和社会福利的可持续发展.
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