预期的自付费用:比较医疗保险优势与服务费医疗保险
Benedic Ippolito1, Erin Trish2, Boris Vabson3
1Benedic Ippolito (benedic.ippolito@aei.org), American Enterprise Institute, Washington, D.C.
与传统的收费服务医疗保险相比,医疗保险优势计划提供较低的自费费用. 在医疗保险优惠计划中注册的人从2014年至2019年期间节省了18-24%的费用.
科学领域:
- 卫生经济学 卫生经济学
- 公共卫生政策 公共卫生政策
- 老年学是一门学科.
背景情况:
- 医疗保险是美国一个关键的联邦医疗保险计划.
- 了解不同医疗保险计划选项的财务影响对于受益人来说至关重要.
- 费用共享和保险费对医疗保险注册者的自付费用产生重大影响.
研究的目的:
- 为了比较医疗保险优势和传统的服务费医疗保险的慷慨.
- 分析自付成本,包括基本和附加服务的保费和成本共享.
- 评估医疗保险优势计划对典型注册者的财务利益.
主要方法:
- 对医疗保险计划慷慨的比较分析.
- 预测一个典型的学生的自费费用.
- 包括基本和附加服务的成本共享和溢价数据.
- 数据分析涵盖了2014年至2019年的数据.
主要成果:
- 在医疗保险优势计划中,预计的自付费用比传统的服务费医疗保险低18-24%.
- 这种成本降低在研究期间观察到一个典型的入学者.
- 该比较包括所有服务的保险费和成本共享.
结论:
- 医疗保险优势计划在受益人自付成本较低方面表现出更大的慷慨.
- 这些发现表明,对于选择医疗保险优势而不是传统医疗保险的人来说,有显著的财务优势.
- 政策制定者和受益者可以利用这些信息做出明智的医疗保健覆盖决策.
更多相关视频
06:55Inverse Probability of Treatment Weighting Propensity Score using the Military Health System Data Repository and National Death Index
Published on: January 8, 2020
06:28E-Patient Counseling Trial E-PACO: Computer Based Education versus Nurse Counseling for Patients to Prepare for Colonoscopy
Published on: August 1, 2019
相关概念视频
Methods of Documentation VI: Case Management Model
For example, a patient with a chronic...
Methods Of Healthcare Delivery System
Managed Care System:
The managed care system is designed to control the cost while maintaining the quality of care. The patient's care from admission to discharge is planned by the primary care provider or the case manager, also known as the gatekeeper. In a managed care system, the number of care providers is...
Issues And Trends In Healthcare Delivery System
Cost Containment
Payment for healthcare services has historically promoted adoption of costly and often unnecessary or inefficient...
Health Information Technology and Healthcare Information System
Health Information Technology, commonly called HIT, integrates advanced information systems and technology in healthcare settings. Its primary functions include:
Documentation in Long-Term and Home Healthcare Setting
Long-Term Care Facilities
Comparing the Survival Analysis of Two or More Groups
