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相关概念视频

What is Climate?01:16

What is Climate?

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Climate refers to the prevailing weather conditions in a specific area over an extended period. As the saying goes, “Climate is what you expect. Weather is what you get.” Climate is influenced by geographic factors, such as latitude, terrain, and proximity to bodies of water.
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Design Example: Analyzing Capacity Contours for Flood Risk Assessment01:17

Design Example: Analyzing Capacity Contours for Flood Risk Assessment

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Flood risk assessment involves careful planning and analysis to ensure the safety of communities near water retention structures. Capacity contours are a vital tool in this process, as they illustrate the potential spread of water at specific levels in a given area. In the context of building a bund across a small valley, these contours play a critical role in evaluating the safety of nearby residential areas.In this example, the bund is intended to store stormwater in the valley. The engineers...
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Global Climate Change01:50

Global Climate Change

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Throughout its ~4.5 billion year history, the Earth has experienced periods of warming and cooling. However, the current drastic increase in global temperatures is well outside of the Earth’s cyclic norms, and evidence for human-caused global climate change is compelling. Paleoclimatology, the study of ancient climate conditions, provides ample evidence for human-caused global climate change by comparing recent conditions with those in the past.
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Elastic Collisions: Case Study01:15

Elastic Collisions: Case Study

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Elastic collision of a system demands conservation of both momentum and kinetic energy. To solve problems involving one-dimensional elastic collisions between two objects, the equations for conservation of momentum and conservation of internal kinetic energy can be used. For the two objects, the sum of momentum before the collision equals the total momentum after the collision. An elastic collision conserves internal kinetic energy, and so the sum of kinetic energies before the collision equals...
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Actuarial Approach01:20

Actuarial Approach

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The actuarial approach, a statistical method originally developed for life insurance risk assessment, is widely used to calculate survival rates in clinical and population studies. This method accounts for participants lost to follow-up or those who die from causes unrelated to the study, ensuring a more accurate representation of survival probabilities.
Consider the example of a high-risk surgical procedure with significant early-stage mortality. A two-year clinical study is conducted,...
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Threats to Biodiversity01:50

Threats to Biodiversity

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There have been five major extinction events throughout geological history, resulting in the elimination of biodiversity, followed by a rebound of species that adapted to the new conditions. In the current geological epoch, the Holocene, there is a sixth extinction event in progress. This mass extinction has been attributed to human activities and is thus provisionally called the Anthropocene. In 2019 the human population reached 7.7 billion people and is projected to comprise 10 billion by...
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Updated: Jun 7, 2025

An R-Based Landscape Validation of a Competing Risk Model
05:37

An R-Based Landscape Validation of a Competing Risk Model

Published on: September 16, 2022

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保险和气候风险:从三个边界情景中吸取的政策教训

Carolyn Kousky1, Galen Treuer2, Katharine J Mach3,4

  • 1Environmental Defense Fund, Philadelphia, PA 19118.

Proceedings of the National Academy of Sciences of the United States of America
|November 18, 2024
PubMed
概括
此摘要是机器生成的。

气候变化的影响对财产保险和风险管理构成了挑战. 佛罗里达州的短期政策选择

关键词:
气候适应气候适应保险保险的保险是什么意思场景分析 场景分析

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Watershed Planning within a Quantitative Scenario Analysis Framework
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科学领域:

  • 气候科学与经济学
  • 风险管理和保险政策.
  • 气候变化对社会经济的影响

背景情况:

  • 气候变化带来了前所未有的风险,使财产保险等传统的规划和风险管理工具受到压力.
  • 美国财产保险市场正在经历动荡,促使对住房和抵押贷款稳定的政策考虑.
  • 市场和制度转型的时机对于社会经济福祉至关重要,因为气候风险不断升级.

研究的目的:

  • 调查佛罗里达州保险市场的短期政策和监管决策如何影响中期结果.
  • 分析这些选择对风险水平,灾难恢复,住房市场和当地经济的影响.
  • 为有效和公平的气候适应战略吸取政策教训.

主要方法:

  • 使用三个边界场景进行情景分析.
  • 调查佛罗里达州保险部门的政策和监管选择.
  • 评估短期 (1-3年) 和中期 (3-15年) 影响.

主要成果:

  • 短期的政策和监管选择显著影响中期风险景观和经济状况.
  • 对保险市场的干预对住房,抵押贷款和当地经济稳定产生级联影响.
  • 该研究强调了当前政策决策与未来适应途径之间的关键联系.

结论:

  • 有信息的政策和监管选择对于在财产保险中应对气候相关风险至关重要.
  • 长期的视角对于制定有效和公平的适应战略至关重要.
  • 积极的政策干预可以减轻风险,提高应对气候变化的弹性.