不平等的回报:教育未能充分准备黑人和拉丁裔美国人退休
Shervin Assari1,2,3, Babak Najand1, Hossein Zare4,5
1Marginalized-Related Diminished Returns (MDRs) Research Center, Los Angeles, CA, USA.
概括
教育成就提高了所有人的退休准备,但与非拉丁裔白人相比,黑人和拉丁裔人的福利较小,突出显示了持续的不平等.
科学领域:
- 社会学 社会学 社会学
- 经济学 经济学 经济学
- 公共卫生 公共卫生
背景情况:
- 准备退休对于晚年生活中的财务安全至关重要.
- 教育通常与更好的退休成果有关.
- 少数群体减少回报 (MDRs) 理论认为,少数群体的教育福利较弱.
研究的目的:
- 研究教育成就与退休准备之间的关系.
- 为了确定这种关系是否在种族和种族群体 (黑人,拉丁裔,非拉丁裔白人) 中存在差异.
主要方法:
- 利用了"理解美国研究" (UAS) 的数据.
- 采用线性回归模型来评估教育和退休准备之间的关联.
- 包括交互术语来测试种族和种族差异,调整混因素.
主要成果:
- 在总体样本中,高等教育与退休准备有积极的关联.
- 与非拉丁裔白人相比,这种关联在黑人和拉丁裔人群中明显较弱.
- 非拉丁裔白人经历了随着教育的增加而在退休准备方面取得的更大改善.
结论:
- 结果支持MDRs理论,表明黑人和拉丁裔个人对退休准备教育的回报减少.
- 不平等表明教育和劳动力市场的系统不平等影响边缘化群体.
- 政策干预是必要的,以确保公平的退休成果和教育福利.
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