数字包容性金融在绿色创新中的作用
Cheng Chen1, Min Fan2, Yaojun Fan1
1Chinese International College, Dhurakij Pundit University, Bangkok, Thailand.
PloS one
|December 23, 2024
概括
数字包容性金融通过缓解财务约束和加强社会责任,显著促进企业绿色创新. 这导致环境质量和业务绩效的提高.
科学领域:
- 环境经济学环境经济学
- 金融技术 (金融科技)
- 企业的可持续性 企业的可持续发展
背景情况:
- 越来越多的环境问题需要绿色创新来实现可持续性.
- 由于风险和回报偏见,传统金融在资助绿色倡议方面面临挑战.
- 数字包容性金融为支持绿色创新提供了一个新的解决方案.
研究的目的:
- 调查数字包容性金融对企业绿色创新的影响.
- 确定通过数字包容性金融影响绿色创新的机制.
- 探索这种关系的更广泛的经济和环境影响.
主要方法:
- 利用了中国A股上市公司 (2014-2019) 的数据.
- 采用多维固定效应模型来分析数据.
- 进行了稳定性检查,并解决了内源性问题.
主要成果:
- 数字包容性金融显著刺激企业的绿色创新.
- 在非国有企业和严格环境法规的地区,这种影响更为强烈.
- 关键机制包括缓解融资约束,降低交易成本和加强企业社会责任.
结论:
- 数字包容性金融是绿色创新的关键推动者.
- 这种创新对生态环境质量,总要素生产率和企业业绩产生了积极的影响.
- 结果为数字金融和绿色创新的协同发展提供了理论和实际见解.
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