数字包容性金融,农村振兴和农村消费
Wei Li1, Lu Zhang2, Mingyue Pu2
1Institute of Applied Economy, Shanghai Academy of Social Sciences, Shanghai, China.
PloS one
|January 3, 2025
概括
数字包容性金融促进了农村居民的消费,农村振兴起到了关键的调解作用. 这种金融技术表现出非线性积极效应,突出其在经济发展中的作用.
科学领域:
- 经济学 经济学 经济学
- 金融技术 金融技术
- 农村发展 农村发展
背景情况:
- 技术进步和全球金融系统的发展推动了数字包容性金融.
- 数字包容性金融为农村振兴和增强消费提供了一条道路.
- 金融技术在弥合农村地区的金融准入差距方面起着关键作用.
研究的目的:
- 研究数字包容性金融,农村振兴和农村居民消费之间的关系.
- 实证地研究农村振兴对消费的调解和值效应.
- 分析数字包容性金融对农村经济活动的影响.
主要方法:
- 对中国30个省和城市 (2011-2021) 的面板数据分析.
- 对数字包容性金融对农村消费的影响进行计量经济学研究.
- 评估农村振兴的调解和双门效应.
主要成果:
- 数字包容性金融对农村居民的消费产生了积极影响.
- 农村振兴在很大程度上调解了数字包容性金融和消费之间的关系.
- 观察到非线性正相关性和双值效应,表明复杂的相互作用.
结论:
- 促进数字包容性金融对于提高农村消费至关重要.
- 及时实施农村振兴战略对于最大限度地利用金融技术的好处至关重要.
- 改善农村基础设施是维持数字包容性金融的积极影响的关键.
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