在数字金融决策中探索神经解剖学和神经心理学:背叛厌恶和风险行为
Santiago Carbó-Valverde1,2, Raquel Martín-Ríos3, Francisco Rodríguez-Fernández4,5
1Faculty of Economics, University of Valencia, Valencia, Spain.
Brain imaging and behavior
|January 31, 2025
概括
神经心理因素,如对惩罚的敏感性,会影响财务决策和冒险行为. 脑部成像显示了与背叛厌恶相关的时,头顶和岛屿区域的差异.
科学领域:
- 神经经济学 神经经济学
- 认知神经科学 认知神经科学
- 行为金融是行为金融.
背景情况:
- 由于复杂的决策因素,预测数字金融行为具有挑战性.
- 了解金融风险承担和背叛厌恶的神经心理和神经元基础是至关重要的.
研究的目的:
- 调查金融决策中的冒险和背叛厌恶的神经心理和神经元相关性.
- 识别与不同程度的背叛厌恶相关的心理特征和大脑结构差异.
主要方法:
- 121名健康参与者完成了财务习惯问卷,神经心理测试和计算机化的信任/风险游戏.
- 磁共振成像 (MRI) 用于评估经济交易视频观看期间的神经元相关性.
- 进行了集群分析和皮质厚度/白质分析.
主要成果:
- 对惩罚的敏感性和负面的紧迫性显著预测了风险行为.
- 高度的背叛厌恶与对惩罚的更强的敏感性和叶体积减少有关.
- 基于对背叛的厌恶,出现了不同的心理形象,对惩罚的敏感性,紧迫性和信任游戏表现的差异.
- 脑部成像显示,在低和高背叛厌恶群体之间,时间,和岛内皮层厚度以及白质整合的差异.
结论:
- 神经心理因素显著影响采取风险金融行为.
- 对背叛的情绪反应与特定的大脑结构和白质完整性有关.
- 研究结果强调了心理特征,大脑结构和财务决策之间的相互作用.
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