贫困与避免风险和承担风险有关:来自英国和法国的绝望值模型的经验证据
Benoît de Courson1,2,3, Willem E Frankenhuis1,4, Daniel Nettle3,5
1Max Planck Institute for the Study of Crime, Security and Law, Freiburg im Breisgau, Germany.
Proceedings. Biological sciences
|February 4, 2025
概括
贫困影响了冒险行为. 资源很少的人会承担更多的风险,而资源稍微多的人则会避免风险,这表明
科学领域:
- 行为经济学是一种行为经济学.
- 心理学 心理学 心理学
- 社会经济学 社会经济学
背景情况:
- 关于贫困和冒险行为存在相互矛盾的假设.
- 一些理论认为,由于缺乏损失缓冲,贫困导致风险厌恶.
- 其他人则认为,贫困鼓励人们冒险,因为个人失去的东西较少.
研究的目的:
- 测试"绝望门"模型,整合对贫困和风险的相反观点.
- 调查主观和客观资源水平如何影响风险决策.
- 调和关于贫困和风险的文献中的不同发现.
主要方法:
- 在法国和英国对472名成年人进行了预先注册的调查测试.
- 使用假设博来衡量风险承担.
- 利用当前资源的主观和客观测量作为预测器.
主要成果:
- 风险承担与主观资源相比呈现出V形模式:随着资源的减少,风险承担下降,然后随着资源的减少而增加.
- 这种V形模式在客观的资源测量中没有被观察到.
- 风险承担的变化在资源较少的个人中显著增加.
结论:
- 研究结果支持"绝望值"模型,解释了贫困对风险的影响的双重性.
- 在塑造风险承担方面,主观的资源感知似乎比客观的措施更为关键.
- 结果为扶贫政策和干预提供了洞察力.
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