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相关概念视频

Cognitive Development During Adulthood01:30

Cognitive Development During Adulthood

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Cognitive development continues throughout adulthood, undergoing significant shifts across early, middle, and late stages. Individual transition occurs from adolescent idealism to pragmatic and adaptable thinking in early adulthood. During this period, individuals learn to integrate personal beliefs with the recognition that other perspectives are equally valid. Exposure to the complexities of modern society, diverse experiences, and higher education contribute to this adaptive thought process,...
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Aging01:26

Aging

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Aging is a complex biological phenomenon influenced by various processes that affect cellular and systemic functions. Several prominent theories attempt to explain its mechanisms, highlighting cellular limitations, oxidative damage, and hormonal changes as central factors in aging.
Cellular Clock Theory
The cellular clock theory posits that the human lifespan is closely tied to the finite capacity of cells to divide, a phenomenon governed by telomeres, which are protective caps at the ends of...
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Stereotypes, Prejudice, and Discrimination02:55

Stereotypes, Prejudice, and Discrimination

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Humans are very diverse and although we share many similarities, we also have many differences. The social groups we belong to help form our identities (Tajfel, 1974). These differences may be difficult for some people to reconcile, which may lead to prejudice toward people who are different. Prejudice is a negative attitude and feeling toward an individual based solely on one’s membership in a particular social group (Allport, 1954; Brown, 2010). Prejudice is common against people who...
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Erikson's Theory on Socioemotional Development during Adulthood01:27

Erikson's Theory on Socioemotional Development during Adulthood

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Erik Erikson's theory of psychosocial development outlines a series of stages through which individuals progress across the lifespan. Each stage involves a psychosocial conflict that significantly influences personal growth and well-being. Three key stages — intimacy versus isolation, generativity versus stagnation, and integrity versus despair — highlight the developmental challenges faced in adulthood.
Intimacy Versus Isolation in Early Adulthood
Individuals in early...
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The Anchoring-and-Adjustment Heuristic01:25

The Anchoring-and-Adjustment Heuristic

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In order to make good decisions, we use our knowledge and our reasoning. Often, this knowledge and reasoning is sound and solid. However, sometimes, we are swayed by biases or by others manipulating a situation. For example, let’s say you and three friends wanted to rent a house and had a combined target budget of $1,600. The realtor shows you only very run-down houses for $1,600 and then shows you a very nice house for $2,000. Might you ask each person to pay more in rent to get the...
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Hindsight Biases01:12

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Hindsight bias leads you to believe that the event you just experienced was predictable, even though it really wasn’t. In other words, you knew all along that things would turn out the way they did. Can you relate this to the phrase "Hindsight is 20/20" now? 
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相关实验视频

Updated: May 27, 2025

Validation of a Psychosocial Intervention on Body Image in Older People: An Experimental Design
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Validation of a Psychosocial Intervention on Body Image in Older People: An Experimental Design

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老年人的过度自信和金融风险容忍度

Colleen C Frank1, Gary R Mottola2, Meiru Chen3

  • 1Center for Vital Longevity, University of Texas at Dallas, Dallas, Texas, USA.

The journals of gerontology. Series B, Psychological sciences and social sciences
|February 19, 2025
PubMed
概括

年龄较大的成年人.

关键词:
信心 信心 信心 信心 信心决策 决策是做出决定的.金融知识 金融知识风险 风险 风险 风险 风险

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Highlighting and Reducing the Impact of Negative Aging Stereotypes During Older Adults' Cognitive Testing
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Assessment of Age-related Changes in Cognitive Functions Using EmoCogMeter, a Novel Tablet-computer Based Approach
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科学领域:

  • 老年学是指老年学的学科.
  • 行为经济学是一种行为经济学.
  • 认知心理学 认知心理学

背景情况:

  • 年长的成年人面临着有限的机会,从经济损失中恢复.
  • 了解老龄化人口的财务决策对于有针对性的干预至关重要.
  • 对财务知识的过度信心可能会影响老年人的投资行为.

研究的目的:

  • 调查老年人对金融知识的过度信心与金融风险承担之间的关系.
  • 为了确定这种关系是否在认知健康的老年人和轻度认知障碍的老年人之间有所不同.

主要方法:

  • 分析了来自Rush Memory and Aging Project (MAP) 的1,242名老年人 (58-101岁) 的数据.
  • 应用了对人口因素的统计控制.
  • 评估包括自我报告的金融风险容忍度和风险厌恶的行为指标.

主要成果:

  • 过度自信的较高水平与自我报告的更高的金融风险容忍度显著相关.
  • 这种关联在健康的老年人和轻度认知障碍者中都被观察到.
  • 过度自信没有根据行为指标预测客观的风险厌恶.

结论:

  • 对财务知识的过度信心似乎是导致老年人承担财务风险的一个因素,不论他们的认知状态如何.
  • 专注于将信任与实际财务知识相协调的干预措施可以帮助减轻过度的财务风险承担.
  • 这些发现凸显了为老年投资者提供量身定制的金融教育和支持的需要.