概括
大数据为保险和社会保障提供了新的年次生命表方法. 这个R包,qlifetable,计算了重要的统计数据和季节性衰老指数,以改进人口统计分析.
科学领域:
- 人口统计学 人口统计学
- 精算科学 精算科学
- 数据科学数据科学数据科学
背景情况:
- 大数据革命增加了对重要统计数据的微数据的访问.
- 现有的人口统计方法往往缺乏细节性以捕捉次年度变化.
- 需要先进的工具来分析详细的人口事件数据.
研究的目的:
- 引入一种新的方法和R包 (qlifetable) 用于估计分年寿命表.
- 展示如何从微数据计算生命统计和季节性衰老指数.
- 突出相对年龄观测对人口统计学分析的影响.
主要方法:
- 利用出生,死亡和迁移的详细个人记录 (微数据).
- 开发了一个R包,qlifetable,实施了一种新的分年寿命表方法.
- 计算总结统计,包括相对年龄,暴露时间和事件的确切年龄.
主要成果:
- 该包计算了原始季度死亡率和季节性衰老指数 (SAI).
- 季度生命表可以为一般人群或保险人群构建.
- 对年龄的相对观察对于年龄和日历时间之间的一致性至关重要.
结论:
- 该Qlifetable包提供了一个强大的实施次年度寿命表估计.
- 这种方法为保险行业,养老基金和社会保障提供了新的机会.
- 这些发现需要在精算学和人口学中转向相对时间观测.
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