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Updated: May 24, 2025

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中国保险业高质量发展的时空演变和分布特征
Heng Zhu1, Bo Xiong1, Meimei Tang2
1School of Finance, Southwestern University of Finance and Economics, Chengdu, Sichuan, China.
PloS one
|March 4, 2025
概括
中国的保险行业显示出显著的区域发展差距,东部地区领先,但仍存在内部差异. 中部和西部地区落后,尽管内部差异正在减少.
科学领域:
- 经济学 经济学 经济学
- 金融服务 金融服务
- 区域科学 地区科学
背景情况:
- 保险行业对于经济稳定和增长至关重要.
- 评估高质量的发展需要一个多维的框架.
- 中国保险行业的区域差异需要调查.
研究的目的:
- 建立一个高质量的保险部门发展的评估框架.
- 系统地评估中国保险业在各地区的高质量发展.
- 分析省级保险发展中的空间相互依赖和异质性.
主要方法:
- 非参数的核密度估计.
- 标准偏差圆和空间马尔科夫链分析.
- 摩兰指数和达格姆的吉尼系数用于空间分析.
主要成果:
- 在中国的保险行业中存在一个显著的区域发展差距.
- 东部地区在发展方面领先,但表现出内部的省际不平等.
- 中部和西部地区的发展基准较低,内部差异正在减少.
结论:
- 该研究强调了中国地区保险业发展的明显不平衡.
- 即使在更发达的东部地区,内部不平等仍然存在.
- 解决区域差异对于中国保险业平衡高质量发展至关重要.
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