基于心理会计的韩国老年人的医疗费用影响力属性:使用韩国长度研究老龄化数据的小组数据分析
1College of Business Management, Hongik University, 2639, Sejong-ro, Jochiwon-eup, Sejong-si 30016, Republic of Korea.
Healthcare (Basel, Switzerland)
|March 13, 2025
概括
了解韩国老年人的医疗费用至关重要. 食品和住房成本与医疗保健支出呈反向U关系,表明存在最佳支出水平.
科学领域:
- 老年学是一门学科.
- 卫生经济学 卫生经济学
- 社会学 社会学 社会学
背景情况:
- 韩国的快速老龄化需要了解老年人的财务行为.
- 确定医疗费用决定因素对于有效的政策制定至关重要.
- 之前的研究还没有充分探讨老年人特定支出和医疗保健成本之间的细微关系.
研究的目的:
- 确定韩国老年人医疗费用的主要决定因素.
- 研究食物,休和住房支出对医疗费用的反转U形影响.
- 确定最佳的支出水平,以最大限度地提高医疗支出.
主要方法:
- 利用了来自韩国长度老龄化研究 (7374次观察,2018-2020年) 的数据.
- 采用二次面板回归分析来检查支出与医疗成本的关系.
- 作为理论框架,应用了递减边际效用和心理会计的概念.
主要成果:
- 食品和住房费用与医疗费用有着反向的关系.
- 休费用,饮酒和吸烟并没有显著影响医疗费用.
- 确定了最大限度地提高医疗支出的最佳支出门.
结论:
- 调查结果为提高韩国老龄化人口财务福祉的政策提供了关键的见解.
- 这项研究通过应用心理会计和减小边际效用原则来进一步了解老年人的财务行为.
- 结果强调了为管理医疗保健费用而对食品和住房等基本需求进行平衡支出的重要性.
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