基于可变性的银行:认知分散与财务管理之间的关联的概念复制
Romeo Penheiro1, Andrew M Kiselica2, Troy A Webber1,3,4
1Department of Psychology, University of Houston, Houston, Texas, USA.
The Clinical neuropsychologist
|June 23, 2025
概括
较大的认知个体内变化 (IIV) 与较差的财务管理技能有关. 这一发现表明,认知表现的波动可能会影响日常财务运作.
科学领域:
- 神经心理学 神经心理学
- 认知科学 认知科学
- 老年学是一门学科.
背景情况:
- 认知个体内变化 (IIV) 是指认知测试表现的波动.
- 较高的IIV可能与日常功能下降有关.
- 了解认知IIV与财务管理之间的联系对于日常生活至关重要.
研究的目的:
- 调查认知个体内变性 (IIV) 分散和财务管理技能之间的关联.
- 为了确定更高的IIV是否与不同成年人群中较差的财务管理能力有关.
- 用回顾性方法在概念上复制以前的发现.
主要方法:
- 两项研究与成年参与者进行了研究 (N=112在研究1,N=120在研究2).
- 参与者完成了认知评估 (Cogstate电池,神经心理电池) 和财务管理任务 (WEBS,UPSA-B,T-DIAL,ILS资金管理).
- 认知IIV分散是使用标准T分数的方差系数来计算的.
主要成果:
- 在这两项研究中,较高的IIV分散与大多数财务管理措施 (WEBS,UPSA-B财务技能,ILS资金管理) 的较低分数显著相关.
- 这些关联是在中等效果大小中发现的,并且在不同测量和研究中一致.
- 虽然IIV与金融技能有关,但与全球认知有关的独立贡献需要进一步调查.
结论:
- 提高表现的认知IIV与日常生活中管理财务方面的困难有关.
- 这些发现支持了认知波动可能会损害财务管理能力的假设.
- 需要进一步的研究来澄清与整体认知功能相比,IIV分散的独特贡献.
更多相关视频
09:01A Method for Investigating Age-related Differences in the Functional Connectivity of Cognitive Control Networks Associated with Dimensional Change Card Sort Performance
Published on: May 7, 2014
10.3K
08:24The Joint Effect of Social Comparison and Social Distance on Evaluation of Intertemporal Choice Outcomes in Event-related Potential Studies
Published on: August 25, 2023
810
相关概念视频
02:45Self-Discrepancy Theory
18.5K
One influential perspective on what motivates people's behavior is detailed in Tory Higgin's self-discrepancy theory (Higgins, 1987). He proposed that people hold disagreeing internal representations of themselves that lead to different emotional states.
18.5K
01:38Cognitive Dissonance
33.8K
Social psychologists have documented that feeling good about ourselves and maintaining positive self-esteem is a powerful motivator of human behavior (Tavris & Aronson, 2008). In the United States, members of the predominant culture typically think very highly of themselves and view themselves as good people who are above average on many desirable traits (Ehrlinger, Gilovich, & Ross, 2005). Often, our behavior, attitudes, and beliefs are affected when we experience a threat to our...
33.8K
01:29The Influence of Cognition on Affect
2
Cognition plays a pivotal role in shaping emotional experiences, as demonstrated by Schachter and Singer’s two-factor theory of emotion. According to this model, emotion arises from a combination of physiological arousal and cognitive interpretation. The body’s physiological response to stimuli is ambiguous and only gains emotional significance through cognitive labeling. For instance, an increased heart rate and adrenaline surge while standing near an attractive person may be...
2
01:10Coefficient of Variation
4.6K
The coefficient of variation measures the dispersion of the data points or distribution around the mean. Using the coefficient of variation, we can compare two data series with drastically different means or different units of measurement. The coefficient of variation for a sample and a population is expressed as a percentage of the ratio of standard deviation to the mean.
The coefficient of variation is a practical statistical tool in finance. It allows investors to assess the volatility or...
The coefficient of variation is a practical statistical tool in finance. It allows investors to assess the volatility or...
4.6K
01:52Regression Toward the Mean
6.5K
Regression toward the mean (“RTM”) is a phenomenon in which extremely high or low values—for example, and individual’s blood pressure at a particular moment—appear closer to a group’s average upon remeasuring. Although this statistical peculiarity is the result of random error and chance, it has been problematic across various medical, scientific, financial and psychological applications. In particular, RTM, if not taken into account, can interfere when...
6.5K
01:29Theory of Attribution II: Kelley's Covariation Theory
7
Attribution theory plays a crucial role in social psychology, helping to explain how individuals interpret the causes of behavior. One prominent model within this field is Harold Kelley's covariation theory, which provides a systematic approach to determining whether internal traits or external circumstances drive a person's actions. The model posits that individuals rely on three key types of information—consensus, consistency, and distinctiveness—to make these judgments.Consensus:...
7