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Updated: Sep 17, 2025

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在企业信用风险预测中优化和应用SMOTE算法,同时考虑多元化战略

Han Wei1

  • 1Faculty of Economics and Management, Xi'an Kedagaoxin University, Xi'an, 710000, Shaanxi, China. weih53476@outlook.com.

Scientific reports
|July 2, 2025
PubMed
概括

这项研究优化了合成少数人过量采样技术 (SMOTE) 用于企业信用风险预测,提高了超过21%的准确性,并加强了多元化公司的金融风险管理.

关键词:
公司多元化企业多元化.信用风险 信用风险 信用风险金融部门 金融部门风险监测 风险监测 风险监测这就是SMOTE算法.

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