脆弱企业家对气候风险管理的偏好:菲律宾微型企业的离散选择实验
Ann-Kristin Becker1, Gerald Leppert2, Alexandra Köngeter2
1University of Cologne, Albertus-Magnus-Platz, 50923, Cologne, Germany.
Journal of environmental management
|August 2, 2025
概括
菲律宾的微型企业优先考虑气候风险保险和结合适应战略,显示出大量愿意投资管理气候风险的意愿. 提高意识和信息是增加这种投资的关键.
科学领域:
- 环境经济学环境经济学
- 发展经济学 发展经济学
- 适应气候变化 适应气候变化
背景情况:
- 小企业对于经济发展至关重要,但容易受到气候风险的影响.
- 在低收入和中等收入国家,有限的适应能力阻碍了小企业的性.
- 了解企业对风险管理的偏好对于有效的政策至关重要.
研究的目的:
- 评估菲律宾微型企业对气候风险管理战略的偏好.
- 估计不同适应策略的支付意愿.
- 确定影响这些偏好的因素.
主要方法:
- 与625名企业家进行的离散选择实验.
- 随机参数逻辑模型用于偏好估计.
- 分析支付意愿和补偿变化的分析.
主要成果:
- 气候风险保险是最受欢迎的策略,其次是信息共享和基础设施.
- 企业家愿意为综合战略支付至少7.2%的净收入.
- 女性和农村企业家的支付意愿较低,可能是由于金融素养.
结论:
- 小企业表现出一种异质但显著的愿意投资于气候风险管理.
- 提高认识和获取信息的机会可以促进对适应的投资.
- 扩大气候风险保险的可用性对于满足需求和支持弱势群体至关重要.
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