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相关概念视频

Cognitive Theories: Lazarus Mediational Theory of Emotion01:17

Cognitive Theories: Lazarus Mediational Theory of Emotion

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Richard Lazarus' cognitive mediational theory highlights the pivotal role of cognitive appraisal in shaping emotional responses. According to this theory, the evaluation of a stimulus — based on personal values, goals, beliefs, and expectations — mediates the emotional response. This appraisal process is immediate and often occurs unconsciously, influencing the intensity and nature of the resulting emotion.
Cognitive Appraisal and Emotional Response
Lazarus proposed that...
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Lazarus's Cognitive Appraisal Theory01:20

Lazarus's Cognitive Appraisal Theory

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Cognitive psychologist Richard Lazarus proposed the cognitive-mediational theory of emotions, which emphasizes how individuals' assessments of stressors significantly affect their experience of stress. According to Lazarus, the stress response is determined by a two-step appraisal process: primary appraisal and secondary appraisal. These cognitive appraisals help individuals evaluate the potential impact of a stressor and determine the adequacy of their coping resources.
Primary Appraisal:...
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Actuarial Approach01:20

Actuarial Approach

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The actuarial approach, a statistical method originally developed for life insurance risk assessment, is widely used to calculate survival rates in clinical and population studies. This method accounts for participants lost to follow-up or those who die from causes unrelated to the study, ensuring a more accurate representation of survival probabilities.
Consider the example of a high-risk surgical procedure with significant early-stage mortality. A two-year clinical study is conducted,...
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相关实验视频

Updated: Sep 9, 2025

Author Spotlight: Addressing Technical and Subjective Challenges in Measuring Classroom Attention
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电子货币应用学费贷款行为分析使用价值框架和技术接受性分析

Dhonn Q Tomas1, Christian Gerard E Eleria1, Ruth Catherine R Oquialda1

  • 1E.T. Yuchengo School of Business, Mapúa University, 1191 Pablo Ocampo Sr. Ext., Makati, Metro Manila 1204, Philippines.

Acta psychologica
|September 2, 2025
PubMed
概括

菲律宾的学费贷款使用电子货币受限于技术问题和低金融素养. 预期的业绩,促进条件和感知到的好处是采用的关键驱动因素,而感知到的风险并不显著.

关键词:
数字金融移动银行学费贷款其他国家价值框架

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相关实验视频

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科学领域:

  • 数字金融
  • 教育技术的采用
  • 行为经济学

背景情况:

  • 在像菲律宾这样的发展中国家,
  • 技术和基础设施的限制,包括互联网接入和财务素养,阻碍了采用.
  • 菲律宾与发达国家不同,

研究的目的:

  • 调查菲律宾使用电子货币申请的行为意图.
  • 将技术接受和使用的统一理论3 (UTAUT3) 与价值框架相结合.
  • 确定影响高等教育融资使用电子货币的关键因素.

主要方法:

  • 这项调查对菲律宾505名受访者进行.
  • 部分最小方程结构方程模型 (PLS-SEM) 用于数据分析.
  • 这项研究使用了整合UTAUT3和Valence框架的48项问卷.

主要成果:

  • UTAUT3构造显著影响行为意图,表现期望是最强的预测因素.
  • 促进条件,习惯,快乐的动机,个人创新能力,社会影响力和努力的期望也影响了采用.
  • 感知到的好处对采用产生了积极的影响,而感知到的风险则没有显著的影响.

结论:

  • 对于促进学费贷款使用电子货币而言,预期的业绩和促进条件至关重要.
  • 感知到的好处推动了采用,突出了强调价值主张的需要.
  • 调查结果为决策者和开发者提供了在菲律宾包容性,技术驱动的高等教育融资策略.