电信网络欺诈中的受害者机制和对策:双重系统理论视角
Fuming Xu1,2, Anning Liu1, Xinjing Li1
1Faculty of Education, Yunnan Normal University, Kunming, China.
Frontiers in psychology
|October 6, 2025
概括
人们经常在电信欺诈中做出不合理的决定,尽管知道风险. 本研究使用双系统理论解释了这一点,并为更好的欺诈预防策略提供了一个框架.
科学领域:
- 认知心理学 认知心理学
- 行为经济学是一种行为经济学.
- 网络安全 网络安全
背景情况:
- 个人经常成为电信欺诈的受害者,尽管他们意识到风险.
- 这突显了认知信息处理和决策的断开.
- 双系统理论解释了自动 (系统1) 和故意 (系统2) 的思维如何影响行为.
研究的目的:
- 分析电信欺诈中受害者决策背后的认知过程.
- 确定启发式偏差和系统2的有限干预的作用.
- 为理解和打击欺诈中的认知偏见提出一个新的框架.
主要方法:
- 应用双系统理论和三阶段双过程模型.
- 检查受害者的认知轨迹和启发性偏见.
- 制定"认知偏见,欺诈类型和对策"框架.
主要成果:
- 系统1的启发性偏见显著影响欺诈中的非理性决策.
- 系统2的干预往往不足以覆盖这些偏见.
- 个体特征和情境因素共同影响认知系统的运作.
结论:
- 了解认知偏见对于有效预防电信欺诈至关重要.
- 有针对性的策略应该考虑个人和情境对认知系统的影响.
- 拟议的框架为设计反欺诈认知干预提供了洞察力.
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