了解支持性住宿服务客户的财务困难和财务恢复
Wendy M M Albers1,2, Jaap van Weeghel2, Diana P K Roeg1
1Research and innovation, Kwintes Supported Housing, Zeist, Netherlands.
PloS one
|October 9, 2025
概括
在受支持的住宿中,患有精神疾病的个人因心理问题和缺乏识字而面临经济困难. 预算教练提供重要支持,改善财务管理和福祉.
科学领域:
- 心理健康研究 心理健康研究
- 金融素养研究 金融素养研究
- 社会支持系统社会支持系统
背景情况:
- 金融稳定对整体福祉至关重要,影响健康,住房和社会参与.
- 患有精神疾病的人经常经历经济困难,包括债务和管理财务上的困难.
- 关于支持精神疾病患者财务自主管理的因素的研究有限.
研究的目的:
- 探索在支持住宿的客户之间经历的财务困难.
- 为了确定这个人口的财务斗争的原因.
- 调查对财务自主管理的有效支持机制.
主要方法:
- 从荷兰支持的住宿环境中招募了27名客户.
- 进行半结构面试以收集生活经验.
- 利用专题分析来解释金融问题数据.
主要成果:
- 确定了心理问题,冲动性支出和低财务素养作为经济困难的关键原因.
- 突出关系问题和有限的社会支持作为促成因素.
- 发现预算教练提供高度重视的个性化指导,改善财务组织,开支管理,减轻压力和财务素养.
结论:
- 支持住宿客户的财务困难是复杂和多方面的.
- 预算教练对于改善精神疾病患者的财务状况至关重要.
- 针对财务和心理健康的综合支持对于长期的独立和福祉至关重要.
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