投资诈骗报告的框架:澳大利亚背景下的欺骗和反向代理
1Ton Duc Thang University, Ho Chi Minh, Viet Nam.
Acta psychologica
|October 20, 2025
概括
投资诈骗报告受到联系方式和受害者人口统计学的影响,而不是损失金额. 电话和老年受害者 (65岁以上) 最有可能报告投资诈骗.
科学领域:
- 行为经济学是一种行为经济学.
- 犯罪学 犯罪学
- 数据科学数据科学数据科学
背景情况:
- 投资骗局利用认知偏见和情绪.
- 了解报告决定因素对于干预至关重要.
研究的目的:
- 调查影响投资诈骗报告的因素.
- 分析损失金额,联系方式和人口统计数据的影响.
主要方法:
- 使用了澳大利亚政府诈骗观察数据 (2023年1月至2024年6月).
- 分析了使用负二项式回归的3283个投资欺诈观察结果.
- 检查了损失金额,9种联系方法,年龄/性别人口统计和相互作用.
主要成果:
- 损失金额没有显著影响报告.
- 电话 (5x),电子邮件 (4x),社交媒体/互联网 (3x),移动应用程序/面对面 (2x) 增加了报告的可能性.
- 老年受害者 (65岁以上) 报告的可能性是5倍;中年群体 (35-54岁) 报告的可能性是2倍.
结论:
- 联系方式和受害者的年龄是投资诈骗报告的关键预测因素.
- 报告行为在各个人口群体和通讯道之间有很大的差异.
- 调查结果为有针对性的诈骗预防和受害者支持策略提供了信息.
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