一个创新的区块链框架,以加强银行业的安全性和效率
Mohd Sultan Ahammad1, Maisha Maliha2, Nilufa Easmin Nila2
1Department of Computer Science and Engineering, Mawlana Bhashani Science and Technology University, Santosh, 1902, Tangail, Bangladesh. sultan.ahammad36@gmail.com.
Scientific reports
|November 7, 2025
概括
本研究介绍了以太坊的新区块链框架,通过消除中介来提高银行安全性和效率. 该系统可以实现安全的点对点交易,比传统方法更快,更透明.
科学领域:
- 计算机科学 计算机科学
- 金融技术 金融技术
背景情况:
- 传统的银行系统遭受中介,不透明,欺诈风险和有限的访问.
- 区块链技术为数据管理和存储提供了变革性的潜力.
研究的目的:
- 开发和评估以太坊的区块链框架,以提高银行业务的安全性和效率.
- 通过实现安全,自动化的点对点 (P2P) 交易来解决传统银行业务的局限性.
主要方法:
- 开发了一个区块链框架,利用以太坊智能合约 (Solidity) 进行P2P存款,提款和转账.
- 集成了一个用户友好的界面与MetaMask和使用Ether.js和React.js.js的自定义钱包.
- 在Sepolia Ethereum Testnet.net上实现并测试了架构.
主要成果:
- 与传统银行业相比,交易速度,透明度和运营效率显著改善.
- 实现了交易的近实时处理和自动验证.
- 性能基准测试显示了竞争性的延迟和吞吐量,天然气成本分析表明了权衡.
结论:
- 拟议的区块链框架显示出解决金融部门效率低下问题的巨大潜力.
- 该系统提供了在主流银行业采用区块链的实际步骤,尽管存在可扩展性和监管挑战.
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