防止明天的高成本索赔:医疗补助计划中的高风险患者机会
Sadiq Y Patel1, Harold A Pollack, Sanjay Basu
1Waymark, 2021 Fillmore St, Ste 1059, San Francisco, CA 94115.
The American journal of managed care
|November 25, 2025
概括
针对高风险患者的医疗补助成本控制比关注高成本索赔者更有效. 针对风险增加的个人的积极干预可以防止慢性疾病的进展,并有效地管理成本.
科学领域:
- 卫生经济学 卫生经济学
- 公共卫生政策 公共卫生政策
- 医疗保健管理的管理
背景情况:
- 医疗补助成本控制策略通常集中在高成本的申请人身上.
- 高成本索赔人占受益人中很小的一小部分,但承担着相当大的初始成本.
- 由于向平均值回归,高成本索赔者支出自然下降,限制了这种方法的有效性.
研究的目的:
- 评估针对高风险患者与高成本索赔者的有效性,以控制医疗补助费用.
- 倡导在医疗补助计划中转向积极主动,以预防为导向的干预措施.
主要方法:
- 2019年对15个州的1310万医疗补助受益人的医疗保健支出数据的分析.
- 增加风险患者和高成本索赔者之间的支出趋势的比较.
- 检查患者随着时间的推移在风险类别之间过渡的情况.
主要成果:
- 对高风险患者的支出增加了98.5%,而对高成本索赔者的支出减少了41.6%.
- 在高成本索赔者中,很大一部分 (54%) 在下半年低于成本门.
- 之前,一半的新高成本索赔者被确定为风险上升,这表明条件的进展.
结论:
- 仅专注于高成本索赔者是不理想的,因为回归到平均值.
- 对风险增加的患者进行主动识别和干预,为预防慢性疾病进展和管理医疗补助费用提供了更有效的策略.
- 医疗补助计划应该从反应性成本管理过渡到主动的,以预防为重点的宣传,利用预测算法.
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