通过退休计划提高心理健康成就:一个温和的调解模型和收入群体差异
Jing Yuan1,2, Pengfei Jian1,2, Buxin Han1,2
1State Key Laboratory of Cognitive Science and Mental Health, Institute of Psychology, Chinese Academy of Sciences, Beijing 100101, China.
Behavioral sciences (Basel, Switzerland)
|November 27, 2025
概括
实现退休目标可以通过社会参与和享受来提高老年人的心理健康. 然而,福利因心理资源和收入水平而异,影响成功老龄化.
科学领域:
- 老年学是一门学科.
- 心理学 心理学 心理学
- 社会学 社会学 社会学
背景情况:
- 实现退休计划对于老年人的福祉至关重要.
- 了解影响这种关系的机制和边界条件对于有效的衰老政策至关重要.
研究的目的:
- 调查退休计划的成就如何影响中国退休人员的心理健康.
- 检查社会参与,享受和损失的调解作用,以及退休年龄调整的缓解作用.
- 分析社会经济地位,特别是收入如何影响这些关系.
主要方法:
- 在900名中国退休人员 (55-74岁) 的数据上使用结构方程建模 (SEM).
- 测试了并行调解和调节调解模型.
- 进行了收入组分析,以探索社会经济差异.
主要成果:
- 退休计划的成就直接和积极地预测了心理健康.
- 间接途径包括增加社会参与,享受退休,减少退休损失.
- 退休金调整缓和了直接影响,低退休损失放大了福利,高享受率减弱了福利.
- 在平均收入群体中,这些模型得到了充分的支持,但在不足收入和充足收入群体中,效应较弱或不显著.
结论:
- 退休计划的成就是改善晚年心理健康的重要途径.
- 心理资源 (例如,低退休损失) 和社会经济地位 (收入) 是关键的约束和调节者.
- 退休计划的积极影响在调整良好,平均收入的退休人员中是最大的,这强调了需要量身定制的老龄化支持.
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