基于超图的对比学习,用于增强欺诈检测和发现欺诈行为
Qinhong Wang1, Yiming Shen2, Husheng Dong1
1School of Computer Engineering, Suzhou Polytechnic University, Suzhou, China.
Frontiers in artificial intelligence
|December 12, 2025
概括
本研究介绍了基于超图的对比学习网络 (HCLNet),用于检测复杂的欺诈行为. HCLNet有效地识别了传统方法错过的复杂,高级欺诈模式,提高了数字安全性.
科学领域:
- 人工智能的人工智能
- 机器学习 机器学习
- 网络安全 网络安全
背景情况:
- 数字平台面临着使用多跳攻击的复杂欺诈.
- 传统的图形神经网络 (GNN) 由于同类性,标签不平衡和噪音而面临复杂的欺诈模式.
- 现有的方法无法捕捉欺诈网络中的高阶关系结构.
研究的目的:
- 开发一个新的框架,基于超图的对比学习网络 (HCLNet),用于检测伪装欺诈.
- 克服传统的GNN在捕捉复杂,高级欺诈模式方面的局限性.
- 提高数字生态系统中欺诈检测系统的准确性和稳定性.
主要方法:
- 多关系超图融合以模拟集团间的欺诈集团.
- 多头门式超图集成用于多种模式捕获和特征平衡.
- 阶层式双视图对比学习,具有特征掩盖和拓脱落,用于自我监督的歧视.
主要成果:
- 与基线方法相比,HCLNet在真实世界数据集上表现出卓越的性能.
- 在用于欺诈检测的关键评估指标中观察到显著的改善.
- 该模型有效地揭示了欺诈性和良性实体之间的明显分离模式.
结论:
- HCLNet提供了一种强大的新方法来打击不断发展的伪装欺诈策略.
- 该框架模拟复杂关系的能力提高了检测能力.
- 这项研究有助于在数字环境中更强大的欺诈检测.
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