未被诊断的记忆障碍的财务后果
Carole Roan Gresenz1, Jean M Mitchell2, Belicia Rodriguez3
1McCourt School of Public Policy and School of Health, Georgetown University, 125 E St NW, Washington DC, 20001, USA.
概括
未被诊断的记忆障碍显著影响财务健康,导致诸如信用卡违约和诊断前几年的较低信用评分等问题. 这些影响在不同的人群中普遍存在.
科学领域:
- 老年学是一门学科.
- 卫生经济学 卫生经济学
- 认知神经科学 认知神经科学
背景情况:
- 记忆障碍可能会产生深刻的,但往往未被认识到的后果.
- 早期认知衰退的财务影响尚不清楚.
- 将健康数据与财务记录联系起来,可以揭示疾病隐藏的社会经济影响.
研究的目的:
- 调查未被诊断的记忆障碍与信用结果之间的关联.
- 为了确定早期的记忆障碍是否会影响财务行为和信用.
- 评估这些影响在不同的人口群体中的普遍性.
主要方法:
- 使用个人匹配,全国代表性的信用报告和医疗保险数据.
- 分析财务结果,包括信用卡和抵押贷款违约,信用利用率和信用评分.
- 对有和没有被诊断出记忆障碍的个体的结果进行比较,重点关注诊断前的时期.
主要成果:
- 在正式诊断前几年,早期的记忆障碍与负面的信用结果有关.
- 受影响的金融领域包括支付违约,违约余额,信用利用和信用评分.
- 在各种人口统计学方面观察到影响,包括单身/伴侣家庭,种族/族群和教育水平,单身和黑人个体的影响更大.
结论:
- 未被诊断的记忆障碍对信用结果有重大和广泛的影响.
- 财务监测可以提供有关早期认知衰退的见解.
- 这些发现凸显了对老龄化人口的综合健康和财务支持系统的需求.
相关概念视频
Dementia
486
Dementia is a collective term for cognitive disorders primarily affecting memory, thinking, and reasoning. It is not a specific disease but a syndrome, with Alzheimer's disease being the most common cause, accounting for approximately 60-80% of cases. Other types include vascular dementia, Lewy body dementia, and frontotemporal dementia. Dementia affects millions worldwide, particularly older adults, though it is not a normal part of aging.
The progression of dementia is generally gradual....
The progression of dementia is generally gradual....
486
Alzheimer's Disease: Overview
1.6K
Alzheimer's Disease (AD) is a continually advancing neurodegenerative disorder, distinguished by escalating memory loss, cognitive dysfunction, and dementia. The disease unfolds in three stages: preclinical, mild cognitive impairment (MCI), and dementia. Its onset is insidious, and the progression gradual, with the cause not well explained by other disorders.
The clinical diagnosis of AD hinges on the presence of memory and other cognitive impairments. Biomarkers, such as changes in Aβ...
The clinical diagnosis of AD hinges on the presence of memory and other cognitive impairments. Biomarkers, such as changes in Aβ...
1.6K
Amnesia
414
Amnesia is a condition marked by long-term memory loss, which impairs the ability to recall past events or create new memories.
The severity and duration of memory loss vary depending on the type and underlying cause. Amnesia is classified into two main types: retrograde and anterograde.
Retrograde amnesia is marked by the loss of memories formed before the onset of the condition. Patients may recall distant past events but often forget those occurring shortly before the incident.
Anterograde...
The severity and duration of memory loss vary depending on the type and underlying cause. Amnesia is classified into two main types: retrograde and anterograde.
Retrograde amnesia is marked by the loss of memories formed before the onset of the condition. Patients may recall distant past events but often forget those occurring shortly before the incident.
Anterograde...
414
Dissociative Disorders
430
Dissociative disorders represent complex psychological conditions characterized by disruptions in consciousness, memory, identity, or perception. These disruptions cause individuals to experience a disconnection from their thoughts, emotions, and memories. The phenomenon is not merely an occasional lapse in attention but a profound alteration in mental functioning that can severely impact daily life.
Dissociative Fugue
A hallmark feature of dissociative disorders is the dissociative fugue...
Dissociative Fugue
A hallmark feature of dissociative disorders is the dissociative fugue...
430
Role of Cerebellum and Prefrontal Cortex in Memory
974
The cerebellum, while traditionally associated with motor control, also plays a crucial role in memory, particularly in procedural memory, which involves learning motor tasks that become automatic through repetition. For example, studies have shown that when the cerebellum is damaged, individuals or animals lose the ability to learn conditioned motor responses, such as the conditioned eye-blink response in classical conditioning experiments with rabbits. This study demonstrates the...
974
Interference and Decay
399
Forgetting is a complex cognitive phenomenon influenced by several factors, among which interference and decay are particularly prominent. These processes explain why individuals often struggle to retrieve specific information from memory, leading to lapses in recall that can be observed in everyday situations.
Interference occurs when competing memories hinder the retrieval of particular information. It can be classified into two types: proactive and retroactive interference. Proactive...
Interference occurs when competing memories hinder the retrieval of particular information. It can be classified into two types: proactive and retroactive interference. Proactive...
399


