巴西医生之间的财务管理行为:金融教育和政策制定方面的证据
Erlon Andrade1, Antonio Lopo Martinez2, Ney Boa Sorte1
1State University of Bahia , Salvador, Brazil.
International journal of health care quality assurance
|December 22, 2025
概括
巴西医生之间的财务管理行为各不相同,男性,老年医生和东南地区的医生表现出更好的习惯. 有针对性的教育和政策可以解决性别和区域差异.
科学领域:
- 医学教育 医学教育
- 卫生政策 卫生政策
- 行为经济学是一种行为经济学.
背景情况:
- 财务管理对于医生的福祉至关重要.
- 了解金融行为的决定因素可以为有针对性的干预提供信息.
- 在人口和地区群体之间存在金融素养的差异.
研究的目的:
- 确定影响巴西医生财务管理行为的人口,专业和区域因素.
- 探索对医学教育和公共政策的影响.
主要方法:
- 在422名巴西医生中进行了横截面在线调查.
- 采用了经过调整的15项金融管理行为量表 (FMBS),具有良好的内部一致性.
- 统计分析包括奇平方,克鲁斯卡尔-瓦利斯测试和后勤回归.
主要成果:
- 在男性,老年医生 (≥50岁) 和东南地区的医生中,积极的财务行为更为常见.
- 女性高财务管理成绩的几率较低 (OR≈0.53).
- 与中西部地区相比,东南地区的医生具有明显更高的积极财务行为的几率.
结论:
- 研究结果表明,对于职业生涯早期和女性医生来说,有必要提供量身定制的财务咨询.
- 建议将个人财务融入医疗课程.
- 通过协调一致的举措解决区域差异可以提高金融公平性.
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