临床表现 临床表现
Preeti Sunderaraman1,2, Madison Bouchard-Liporto3, Silvia Chapman4
1Framingham Heart Study, Boston University Chobanian & Avedisian School of Medicine, Boston, MA, USA.
Alzheimer's & dementia : the journal of the Alzheimer's Association
|December 26, 2025
概括
一项新的在线货币管理 (OMM) 任务显示,对评估老年人的信用卡技能有希望. 完成时间,而不是点击,是OMM能力的更可靠指标,有助于预防金融诈骗.
科学领域:
- 老年学是一门学科.
- 认知心理学 认知心理学
- 金融素养 金融素养
背景情况:
- 信用卡使用在全球范围内广泛,每年因诈骗和欺诈而造成重大财务损失.
- 由于认知能力下降和痴呆症患病率增加,老年人面临更高的金融剥削风险.
- 只有有限的工具可以准确评估在线资金管理 (OMM) 技能,特别是在老年人群中.
研究的目的:
- 为了验证新的因子结构,模拟在线货币管理 (OMM) 信用卡任务.
- 评估不同指标 (点击次数,时间) 的可靠性,以评估OMM技能.
- 开发一种工具,用于识别财务管理不善和欺诈风险的老年人.
主要方法:
- 一个模拟的OMM信用卡任务是由神经心理学,经济学,计算机科学和老年学专家共同开发的.
- 从169名老年人 (平均年龄为76.78岁) 收集数据.
- 确认因素分析 (CFA) 测试了三个假设因素:在线导航 (ON),简单识字 (SL) 和语句监控 (SM),使用点击和完成时间作为指标.
主要成果:
- CFA支持三因素模型与良好匹配指数,表明任务的结构有效性.
- 与点击次数相比,完成时间在所有因素,特别是声明监控 (SM) 中都成为更强的预测指标.
- 标准化因素负载是可以接受的,完成时间显示了与OMM任务组件的更强大的关联.
结论:
- 任务完成时间是比点击数量更可靠的指标,用于评估老年人OMM技能.
- 经过验证的OMM任务显示了在临床环境中用于评估财务管理能力的潜力.
- 未来的研究应该集中在不同的人群上,以确保这些发现的普遍性.
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