老年人的财务感知和主观幸福感
Maryam Jafari Bidgoli1, Abbey Gregg1, Catanya G Stager2
1Department of Community Medicine and Population Health, College of Community Health Sciences, The University of Alabama, Tuscaloosa, AL, United States.
Frontiers in psychology
|January 22, 2026
概括
主观财务福祉 (SFWB) 对老年人产生积极影响.
科学领域:
- 老年学是一门学科.
- 心理学 心理学 心理学
- 社会学 社会学 社会学
背景情况:
- 主观财务福祉 (SFWB) 是老年人整体生活质量的关键方面.
- SFWB涵盖了对金融安全,稳定和选择自由的看法,超越了纯粹的物质资源.
- 了解影响SFWB的因素对于促进健康衰老至关重要.
研究的目的:
- 调查老年人的主观财务福祉 (SFWB) 和主观福祉 (SWB) 之间的关系.
- 检查SFWB-SWB协会中绝望的调解作用.
- 评估被感知到的社会支持 (积极和消极) 对这种关系的缓和效应.
主要方法:
- 利用了来自健康和退休研究的4,570名老年人 (平均年龄69岁) 的数据.
- 采用CFPB的10项SFWB尺度,SWB的Diener生活满意度,以及4项绝望指数.
- 在SPSS中使用PROCESS (v5.0) 分析数据,控制社会人口统计因素.
主要成果:
- SFWB与SWB有积极的联系,与绝望有负面的联系.
- 绝望显著介导了SFWB-SWB关系的24.4%.
- 负面社会支持 (NSS) 显著缓解了SFWB-绝望路径,放大了低SFWB对SWB的负面影响.
结论:
- 通过减少绝望,SFWB积极影响老年人的生活满意度.
- 负面的社会支持加剧了财务不安全的心理影响.
- 干预措施应针对财务感知和社会关系,以提高晚年生活中的幸福感.
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