什么影响农村家庭的创业业绩:正式或非正式的融资可用性?
Zhilue Xiang1, Qiaoyue Yin2, Xizhi Xue3
1School of Economics and Management, Nanjing University of Industry Technology, Nanjing, China.
PloS one
|February 13, 2026
概括
财政可用性显著提高了农村创业的增长,超过了启动阶段. 正式融资是关键,但其影响因地区而异,需要为可持续发展制定量身定制的支持战略.
科学领域:
- 农业经济学 农业经济学
- 农村发展研究 农村发展研究
- 创业研究 创业研究
背景情况:
- 农村家庭创业对于经济发展至关重要,但经常面临财务限制.
- 了解财务可用性的作用对于维持创业企业在初始设置之后至关重要.
- 现有的研究往往忽视了不同类型的融资对农村企业的微妙影响.
研究的目的:
- 调查财务可用性对农村家庭创业的增长和发展的影响.
- 区分正式与非正式融资对企业绩效的影响.
- 检查金融可用性对农村企业影响的区域差异.
主要方法:
- 利用来自中国家庭小组研究 (CFPS) 的数据进行综合分析.
- 专注于创业的农村家庭来评估绩效指标.
- 采用计量经济学方法来确定财务可用性与企业家成长之间的关系.
主要成果:
- 正式融资显著提高了农村家庭的创业绩效.
- 非正规融资对企业家的增长没有显著的积极影响.
- 正式融资对农村创业的积极影响表现出相当大的区域异质性.
结论:
- 政策应优先加强农村企业家获得正式融资的机会.
- 区域差异化的支持策略是必要的,以最大限度地发挥正式融资的好处.
- 应该引导非正式金融的补充发展,以支持可持续的农村创业增长.
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