研究数字金融对农村振兴的影响
Li Zhou1, Xiaoqin Ji2, Shuai Yuan3
1College of Economics and Management, Suqian University, Suqian, China.
Scientific reports
|February 25, 2026
概括
数字金融通过改善农村经济和农民生活条件,大大促进了农村振兴. 这种影响是由技术创新和更好的资本配置驱动的,区域差异可见.
科学领域:
- 农业经济学 农业经济学
- 农村发展研究 农村发展研究
- 数字经济数字经济
背景情况:
- 数字金融是农村振兴的关键驱动力,增强经济效率和社会进步.
- 了解数字金融对农村发展的多方面的影响对于决策至关重要.
- 中国广泛的数字金融格局为研究其农村影响提供了独特的背景.
研究的目的:
- 量化评估数字金融对中国农村振兴的影响.
- 探索通过数字金融影响农村发展的调解机制.
- 检查数字金融在农村振兴中的作用的值效应和区域异质性.
主要方法:
- 利用了来自中国281个县级城市 (2011-2022) 的面板数据.
- 采用了包括双重固定效应,调解和值效应模型在内的定量方法.
- 进行了可靠性测试,以验证数字金融和农村振兴方面的发现.
主要成果:
- 数字金融对农村振兴产生了重大和积极的影响,这一点得到了稳健性检查的证实.
- 技术创新和提高资本配置效率是关键的间接途径.
- 观察到一个双值效应,根据经济发展水平而有所不同.
- 区域异质性存在,在中国东部的影响更大.
结论:
- 数字金融是中国农村振兴的有力催化剂.
- 政策重点应是加快数字金融发展,促进创新,优化农村资本配置.
- 区分区域战略是必要的,以最大限度地发挥数字金融对农村振兴的贡献.
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