在健康和退休研究中,欺诈普遍性和欺诈受害者的前景预测
medRxiv : the preprint server for health sciences
|February 27, 2026
概括
对老年人的经济剥削是一个越来越令人担忧的问题. 感知金融脆弱性尺度 (PFVS) 可以预测未来的欺诈受害者,识别有风险的老年人.
科学领域:
- 老年学是指老年学的学科.
- 公共卫生 公共卫生
- 犯罪学 犯罪学
背景情况:
- 对老年人的经济剥削是一个重要的公共卫生问题.
- 关于欺诈普遍性和预测脆弱性措施的纵向数据有限.
研究的目的:
- 检查老年人中金融欺诈的纵向流行情况.
- 评估"感知金融脆弱性量表" (PFVS) 是否预测未来的欺诈受害者.
主要方法:
- 利用了来自健康和退休研究的14年的数据.
- 分析了从2008年到2022年的欺诈流行趋势.
- 测试了PFVS对后续欺诈受害者的预测有效性.
主要成果:
- 欺诈发生率从2008年的5.0%增加到2022年的10.2%.
- 2018年更高的PFVS分数显著预测了2022年欺诈受害率的增加 (OR=1.62).
- 报告欺诈行为的个人往往在五年前有高的PFVS得分.
结论:
- 金融剥削代表着老龄化人口的新兴脆弱性.
- 该PFVS作为一个实用的工具,用于识别金融欺诈风险较高的老年人.
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