专家预测未来的能力培养了不合理的乐观期望
Massimiliano Ostinelli1, Andrea Bonezzi2
1Department of Marketing, College of Business, Florida Atlantic University.
Journal of experimental psychology. Applied
|March 2, 2026
概括
知道专家是准确的,可以对股票价值产生毫无根据的乐观情绪,导致投资增加. 这种对专家预测能力的信念,即使预测是秘密的,也会影响消费者的财务决策.
科学领域:
- 行为经济学是一种行为经济学.
- 消费者心理学 消费者心理学
- 决策科学 决策科学 决策科学
背景情况:
- 消费者经常依靠专家预测做出财务决策.
- 专家的感知准确性可以影响预期和投资行为.
研究的目的:
- 调查单纯相信专家的预测准确性如何影响消费者对资产价值的期望和投资决策.
- 探索这种偏见背后的心理机制,例如知识共同体.
主要方法:
- 对专家感知的准确性进行实验操纵.
- 专注于消费者期望和投资在股票价值预测.
- 借鉴知识社区的概念.
主要成果:
- 专家拥有更高的预测准确度 (而不是更低) 的信念导致对未来股票价值的毫无根据的乐观预期.
- 消费者在认为专家的预测非常准确时,在股票上投资更多,即使特定的预测是不公开的.
- 这种偏见与一种赋权感有关,减少感知到的风险.
结论:
- 意识到专家的准确性,而不是预测本身,可以创造有偏见的财务期望.
- 对资产价值的毫无根据的乐观可能会导致消费者做出不利的投资选择.
- 了解这种偏见对于财务素养和保护个人财务和社会福利至关重要.
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