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Retirement intentions and spousal support: a multi-actor approach.

K Henkens1

  • 1Netherlands Interdisciplinary Demographic Institute (NIDI), The Hague, The Netherlands. Henkens@nidi.nl

The Journals of Gerontology. Series B, Psychological Sciences and Social Sciences
|March 31, 1999
PubMed
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Retirement decisions are a shared household affair, particularly for men. Partner support and intentions strongly influence early retirement, making it a joint decision rather than an individual one.

Area of Science:

  • Social Sciences
  • Economics
  • Sociology

Background:

  • Retirement decisions are often viewed as individual choices.
  • The influence of spousal support and intentions on retirement planning is increasingly recognized.

Purpose of the Study:

  • To investigate the reciprocal influence of partners' support and intentions on early retirement.
  • To determine the extent to which couples make joint decisions regarding retirement.
  • To identify which partner's influence is dominant in the retirement decision-making process.

Main Methods:

  • Survey data collected from 1,052 older employees and their spouses in Dutch industry and trade.
  • Two-stage least squares regression analysis (2SLS) employed to model reciprocal relationships between partners' retirement intentions and support.

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Main Results:

  • Strong correlations found between partners' retirement intentions and support.
  • Early retirement is significantly influenced by intra-household dynamics, indicating it is a household decision, especially for married men.
  • No direct causal link observed between a couple's retirement decisions and their social network's retirement behavior.

Conclusions:

  • Future retirement decision-making research should prioritize the family unit over the individual worker.
  • Research should encompass diverse retirement behaviors beyond early retirement.