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Related Experiment Videos

Indemnity plans rate higher in worker satisfaction.

P J Kenkel

    Modern Healthcare
    |February 17, 1992
    PubMed
    Summary
    This summary is machine-generated.

    Employees in group indemnity plans report higher satisfaction with medical care compared to health maintenance organization enrollees. Despite higher costs, this finding emerges amidst rising managed care adoption.

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    Area of Science:

    • Healthcare Management
    • Health Services Research
    • Employee Benefits

    Background:

    • Group indemnity plans and health maintenance organizations (HMOs) represent distinct healthcare delivery models.
    • Employee satisfaction with healthcare is a critical factor in benefit plan selection and retention.
    • Rising healthcare costs are a significant concern for employers and employees alike.

    Purpose of the Study:

    • To compare employee satisfaction levels between group indemnity plans and health maintenance organizations.
    • To analyze the impact of cost on the continued shift towards managed care options.

    Main Methods:

    • A survey was conducted among employees enrolled in different types of medical care plans.
    • Data collected likely included satisfaction metrics and plan enrollment information.

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    Main Results:

    • Employees enrolled in group indemnity plans reported greater happiness with their medical care.
    • This satisfaction exists despite the inherent cost disadvantage of indemnity plans compared to HMOs.

    Conclusions:

    • Employee satisfaction with medical care may not solely be driven by cost or managed care structures.
    • The trend towards managed care is likely to persist due to escalating indemnity plan costs, irrespective of satisfaction levels.