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A genetic testing code of practice for insurers.

J A Lowden, N Roberts

    Journal of Insurance Medicine (New York, N.Y.)
    |December 8, 1997
    PubMed
    Summary
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    The Association of British Insurers released a Genetic Testing Code of Practice. This code outlines duties, responsibilities, adjudication, legal/ethical frameworks, and confidentiality for genetic testing in insurance.

    Area of Science:

    • Biomedical Ethics
    • Insurance Law
    • Genetic Policy

    Background:

    • The increasing use of genetic testing necessitates clear guidelines.
    • The insurance industry requires a framework for handling genetic information.

    Purpose of the Study:

    • To summarize the key components of the Association of British Insurers' Genetic Testing Code of Practice.
    • To highlight the responsibilities and frameworks established for genetic testing within the insurance sector.

    Main Methods:

    • Review of the official document released by the Association of British Insurers.
    • Analysis of the structure and content of the Genetic Testing Code of Practice.

    Main Results:

    • The Code of Practice includes six distinct parts.

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  • Key areas covered are the Code itself, duties of the Chief Medical Director, responsibilities of ABI Genetics advisors, adjudication principles, legal/ethical framework, and confidentiality.
  • Conclusions:

    • The Association of British Insurers has established a comprehensive code for genetic testing.
    • This code aims to provide a structured approach to genetic information in insurance, covering ethical and legal considerations.