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Long-term care: workable options for employers now.

M Delaney

    Health Cost Management
    |June 9, 1987
    PubMed
    Summary

    Employers can offer some long-term care (LTC) benefits to employees affordably. This guide explores practical strategies and the impact of government actions on employer-sponsored LTC coverage.

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    Area of Science:

    • Healthcare Management
    • Employee Benefits
    • Public Policy

    Background:

    • Navigating long-term care (LTC) benefits presents challenges for employers.
    • Many employers seek cost-effective solutions to provide LTC support for active and retired employees.

    Purpose of the Study:

    • To outline practical, low-cost strategies for employers to offer basic long-term care coverage.
    • To provide insights into how federal government initiatives may influence employer LTC benefit programs.

    Main Methods:

    • Consultant-led analysis of existing employer benefit structures.
    • Review of potential low-cost LTC coverage options.
    • Examination of relevant federal government activities and their implications.

    Main Results:

    • Identified feasible approaches for employers to implement modest long-term care benefits.
    • Highlighted strategies that minimize employer cost.
    • Assessed the potential impact of governmental actions on employer LTC initiatives.

    Conclusions:

    • Employers can initiate affordable long-term care benefit programs for employees.
    • Understanding federal policy is crucial for effective employer-sponsored LTC planning.

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