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Related Experiment Videos

Socioeconomic differences in Medicare supplemental coverage.

N Pourat1, T Rice, G Kominski

  • 1University of California, Los Angeles (UCLA) School of Public Health, USA.

Health Affairs (Project Hope)
|September 19, 2000
PubMed
Summary

Disadvantaged Medicare beneficiaries are less likely to have supplemental insurance. Employer subsidies for this coverage are also less common among those with lower socioeconomic status.

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Area of Science:

  • Health Economics
  • Public Health Policy
  • Gerontology

Background:

  • Medicare supplemental insurance is crucial for beneficiaries to cover out-of-pocket costs.
  • Socioeconomic disparities may influence access to and affordability of supplemental insurance options.

Purpose of the Study:

  • To investigate the relationship between socioeconomic characteristics and Medicare supplemental insurance coverage.
  • To analyze the impact of socioeconomic factors on employer subsidies for supplemental insurance.

Main Methods:

  • Comparative analysis of Medicare beneficiaries based on socioeconomic status.
  • Examination of different types of Medicare supplemental insurance coverage.

Main Results:

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  • Beneficiaries with higher socioeconomic disadvantage exhibit lower rates of any supplemental insurance coverage.
  • Individuals with lower socioeconomic status are less likely to receive employer subsidies for their supplemental insurance.

    • Conclusions:

    • Findings highlight inequities in supplemental insurance access for disadvantaged Medicare beneficiaries.
    • Results inform policy discussions on prescription drug coverage and Medicare reform, including premium-support models.