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Social Security reform: implications for women.

J B Williamson¹, S E Rix

¹Department of Sociology, Boston College, Chestnut Hill, MA 02467-3807, USA. john.williamson@bc.edu

Journal of Aging & Social Policy

|January 10, 2001

Summary

Women face significant financial insecurity in old age, relying more on Social Security than men. Proposed policy changes, like privatization, disproportionately burden women, especially low-income individuals.

Area of Science:

Social Sciences
Economics
Public Policy

Background:

A persistent gender gap in financial security exists for older women.
Women's reliance on Social Security for retirement income is higher than men's.

Purpose of the Study:

To analyze the implications of proposed Social Security policy changes for women's economic security.
To assess the impact of potential Social Security privatization on women, particularly low-income women.

Main Methods:

Analysis of existing Social Security policies and proposed reforms.
Examination of the differential impact of policy changes on various demographic groups, focusing on gender and income.

Main Results:

Proposed changes, including partial privatization, could exacerbate financial risks for women.

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Low-income women are identified as a particularly vulnerable group under the analyzed policy shifts.

Conclusions:

Current Social Security policy changes may disproportionately increase the financial burden and risks for women.
Policy reforms require careful consideration to mitigate adverse effects on women's long-term economic security.