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Related Experiment Videos

Consumer experiences in a consumer-driven health plan.

Jon B Christianson1, Stephen T Parente, Roger Feldman

  • 1Carlson School of Management, Department of Healthcare Management, University of Minnesota, 321 19th Avenue South, Suite 3-149, Minneapolis, MN 55455, USA.

Health Services Research
|July 3, 2004
PubMed
Summary

Consumer-driven health plans (CDHPs) showed mixed results, with differences in customer service and paperwork but similar overall satisfaction. More research is needed on plan design and consumer retention.

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Area of Science:

  • Health Services Research
  • Consumer Health Economics
  • Health Plan Administration

Background:

  • Consumer-driven health plans (CDHPs) are designed to increase consumer engagement in healthcare decisions.
  • Understanding enrollee experiences is crucial for evaluating the effectiveness and adoption of CDHPs.

Purpose of the Study:

  • To assess the satisfaction and experiences of individuals enrolled in a consumer-driven health plan (CDHP).
  • To compare enrollee experiences in CDHPs with those in traditional health plans.

Main Methods:

  • A survey was administered to University of Minnesota employees regarding their 2002 health benefits.
  • Regression-adjusted mean values were compared between CDHP and other plan enrollees for customer service, paperwork, satisfaction, and plan switching.

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  • Specific CDHP enrollee data included plan feature usage, recommendation likelihood, and reported positive/negative experiences.
  • Main Results:

    • CDHP enrollees reported significant differences in customer service and paperwork compared to other plans, yet overall satisfaction levels were similar.
    • CDHP enrollees had a slightly higher plan departure rate (8%) compared to other plans (5%) after one year.
    • While a minority used online features, most CDHP enrollees were satisfied with information quality; positive experiences (47%) outnumbered negative ones (24%).

    Conclusions:

    • Further research is essential to understand how plan design, available options, and duration of enrollment impact consumer experience in CDHPs.
    • Investigating factors influencing consumer decisions to disenroll from CDHPs is a critical area for future study.