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A new Medicaid program
1Health Insurance Reform Project, George Washington University, Washington, DC, USA. lyneth1@aol.com
Health Affairs (Project Hope)
|October 28, 2004
Summary
This paper proposes a new Medicaid program with national standards to cover the uninsured and improve long-term care. It outlines a federal-state partnership for equitable access and financial protection.
Area of Science:
- Health Policy
- Public Health
- Healthcare Economics
Background:
- The current Medicaid program exhibits significant gaps and inequities.
- Existing structures hinder comprehensive coverage for the uninsured and long-term care needs.
Purpose of the Study:
- To propose a restructured federal-state Medicaid program.
- To establish national standards for eligibility and benefits.
- To address coverage for the uninsured and long-term care.
Main Methods:
- Discussion of a "Medicaid plus tax credits" strategy.
- Proposal for expanded Medicaid long-term care benefits, including home and community-based care.
- Analysis of potential financing mechanisms, such as estate taxes.
Main Results:
- A new federal-state partnership model for Medicaid.
- National eligibility standards based on financial need.
- Recommendations for buy-ins and reinsurance for high-risk populations.
Conclusions:
- A restructured Medicaid program with national standards is essential.
- This approach can reduce inequities and improve coverage.
- Addressing long-term care and the uninsured requires a unified national strategy.
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