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Patterns of individual health insurance coverage, 1996-2000
Erika C Ziller1, Andrew F Coburn, Timothy D McBride
1Institute for Health Policy, Muskie School of Public Service, University of Southern Maine, Portland. ME, USA. eziller@usm.maine.edu
Abstract:
Information about patterns of individual health insurance coverage is limited. Knowledge gaps include the extent to which individual insurance provides transitional versus long-term coverage, and participants' insurance status before and after being covered by an individual plan. In this study we use data from the 1996-2000 Survey of Income and Program Participation (SIPP) to examine how long the individually insured maintain their coverage; sources of coverage before and after enrolling in an individual health plan; and characteristics of those who rely on individual insurance coverage. Understanding the dynamics of this market will better inform federal and state insurance reform efforts.
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