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Disability issues in emergency physicians
Douglas S Binder1, David P Sklar
1Department of Emergency Medicine, University of New Mexico, Albuquerque, NM 87131, USA. dbinder@salud.unm.edu
Annals of Emergency Medicine
|November 17, 2007
Summary
Emergency physicians face increasing risks of disabling conditions. Long-term disability insurance is crucial for financial security and maintaining living standards when unable to practice emergency medicine.
Area of Science:
- Medical Practice
- Occupational Health
- Physician Well-being
Background:
- The aging emergency physician workforce faces a higher risk of developing disabling conditions.
- Lack of understanding regarding disability assessment and associated legal/financial issues is common among physicians.
Observation:
- Reports on 3 emergency physicians who became severely disabled and could not return to practice.
- All 3 physicians had long-term disability insurance policies in place.
Findings:
- Long-term disability insurance enabled affected physicians to maintain their pre-disability standard of living.
- Disability significantly impacted the physicians' ability to continue practicing emergency medicine.
Implications:
- Strongly advises emergency physicians to maintain continuous long-term disability insurance.
- Highlights the importance of understanding disability assessment, legal, financial, and technical aspects.
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