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Updated: Jun 10, 2026

Mechanical Control of Relaxation Using Intact Cardiac Trabeculae
Published on: February 17, 2023
Diastolic dysfunction--a case of trouble relaxing
Insights
Diastolic dysfunction, a common finding in echocardiography, often causes uncertainty during medical underwriting. This review clarifies its significance and appropriate risk assessment for insurance applications.
Area of Science:
- Cardiology
- Insurance Medicine
Background:
- Diastolic dysfunction is frequently identified in echocardiography reports.
- Its clinical significance and impact on medical underwriting remain unclear.
Discussion:
- This review addresses the challenges in interpreting diastolic dysfunction during medical underwriting.
- It explores the implications for risk assessment and insurance policy ratings.
Key Insights:
- Diastolic dysfunction requires careful consideration in medical underwriting.
- Standardized approaches are needed for consistent risk evaluation.
Outlook:
- Further research may refine guidelines for assessing diastolic dysfunction in underwriting.
- Improved understanding will enhance accuracy in insurance risk stratification.
Abstract:
In this issue of the Journal of Insurance Medicine, Dr. Clifford S. Hale reviews a frequent and important condition that we frequently come across during medical underwriting. The term "diastolic dysfunction" is often noted in echocardiography reports and this term gives rise to a lot of uncertainty in terms of how much emphasis we should put on it and how much rating that it should carry.
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