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Pathways through which health influences early retirement: a qualitative study
Astrid de Wind1, Goedele A Geuskens, Kerstin G Reeuwijk
1Department of Work, Health & Care, Netherlands Organisation for Applied Scientific Research TNO, Hoofddorp, The Netherlands.
BMC Public Health
|April 5, 2013
Summary
Health significantly impacts early retirement decisions for employees. Both poor and good health can lead to leaving the workforce before 65, influenced by financial opportunities and employer discussions.
Area of Science:
- Occupational Health
- Sociology of Aging
- Retirement Studies
Background:
- Societal need for prolonged working lives due to population aging.
- Many Dutch employees retire before the official age of 65.
- Poor self-perceived health is a known risk factor for early retirement.
Purpose of the Study:
- To qualitatively explore the various ways health influences early retirement.
- To understand why health impacts retirement decisions differently among employees.
Main Methods:
- Conducted semi-structured interviews with 30 employees aged 60-64 who retired early.
- Participants were selected from the Study on Transitions in Employment, Ability and Motivation.
- Interviews were transcribed, summarized with timelines, and open-coded.
Main Results:
- Health influenced early retirement in 15 out of 30 participants.
- Poor health pathways included inability to work, perceived future decline, fear of health deterioration, and feeling pushed out by employers.
- Good health motivated early retirement for enjoying life, often triggered by financial opportunities.
Conclusions:
- Health, both poor and good, influences early retirement through multiple pathways.
- Dialogue between employers and employees and tailored interventions are suggested to prolong working life.
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