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Gender differences in risk attitudes
Advances in Health Economics and Health Services Research
|September 24, 2014
Summary
Men exhibit risk aversion, while women are risk-neutral, influencing healthcare decisions. These differing risk attitudes may explain gender disparities in health services utilization.
Area of Science:
- Health Economics
- Behavioral Economics
- Decision Science
Background:
- Existing research highlights gender disparities in healthcare utilization and outcomes.
- The influence of risk attitude on these disparities remains underexplored.
Purpose of the Study:
- To investigate gender differences in health utilities.
- To examine gender variations in risk attitudes.
Main Methods:
- Collected data on 13 health states from 629 students using Time Trade-Off and Standard Gamble methods.
- Calculated a risk attitude coefficient for each respondent based on health state utilities.
- Compared risk coefficients between men and women using a t-statistic.
Main Results:
- A statistically significant difference in risk attitudes was observed between men and women.
- Men displayed a concave utility function, indicating risk aversion.
- Women exhibited a near-linear utility function, suggesting risk neutrality.
Conclusions:
- Gender-based differences in risk attitudes may significantly contribute to disparities in healthcare utilization.
- Further research is warranted to fully understand the impact of risk attitude on healthcare decision-making.
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