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Home Foreclosure and Child Protective Services Involvement.

Lawrence M Berger1, J Michael Collins2, Sarah A Font3

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Home foreclosure filings are linked to increased child protective services (CPS) involvement. This association appears strongest during the financial stress leading up to and following the foreclosure process.

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Area of Science:

  • Social Sciences
  • Public Health
  • Economics

Background:

  • Home foreclosures represent a significant economic stressor for families.
  • Child Protective Services (CPS) involvement, including investigations and substantiations, can have profound impacts on children and families.

Purpose of the Study:

  • To examine the association between home foreclosure filings and subsequent child protective services (CPS) involvement.
  • To determine if foreclosure filings predict increased risk of CPS investigations or substantiations.

Main Methods:

  • Utilized administrative data from Wisconsin (2008-2011) linking foreclosure filings, CPS records, and public program participation for over 60,000 households.
  • Employed piecewise exponential survival models to estimate the risk of CPS involvement.
  • Included propensity score weighting in analyses to control for confounding factors.

Main Results:

  • Households experiencing a home foreclosure filing demonstrated a significantly higher probability of CPS involvement.
  • This elevated risk was observed both in the year preceding and the year following the foreclosure filing.
  • The strongest associations between foreclosure and CPS involvement were noted in the periods immediately before and after the filing.

Conclusions:

  • A clear association exists between home foreclosure filings and increased child protective services involvement.
  • The findings suggest the increased risk may be linked to the economic hardship and stress associated with the foreclosure process, rather than the filing itself.
  • Heightened CPS involvement is apparent during the period of financial strain leading up to and following a foreclosure.