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Occam's Razor, Health Care Costs, And Insurance Coverage.

François de Brantes

    Managed Care (Langhorne, Pa.)
    |May 16, 2018
    PubMed
    Summary
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    High healthcare costs correlate inversely with insurance coverage. As per capita spending increases, the percentage of insured individuals decreases, indicating a complex relationship between national health expenditure and population access to care.

    Area of Science:

    • Health Economics
    • Public Health Policy

    Background:

    • The United States exhibits a paradox of high per capita healthcare expenditures alongside low overall insurance coverage rates.
    • Understanding the relationship between healthcare spending and insurance accessibility is crucial for policy development.

    Purpose of the Study:

    • To investigate the inverse relationship between national healthcare costs and the percentage of the population with health insurance coverage.
    • To elucidate the dynamics connecting high per capita health spending with limited insurance accessibility.

    Main Methods:

    • Analysis of national health expenditure data.
    • Examination of population-based health insurance coverage statistics.
    • Statistical correlation analysis to determine the relationship between cost and coverage.
    Keywords:
    Insurance, Health, Reimbursement

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    Main Results:

    • A significant inverse correlation was observed between per capita healthcare costs and the percentage of individuals with health insurance.
    • As healthcare costs rise, the proportion of the population covered by insurance tends to fall.

    Conclusions:

    • The findings suggest a systemic issue where increased healthcare spending does not translate to broader insurance coverage.
    • Policy interventions are needed to address the disconnect between healthcare expenditure and insurance accessibility in the country.