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Adults with attention-deficit/hyperactivity disorder (ADHD) exhibit significant financial decision-making (FDM) deficits, impacting their financial well-being. These objective findings highlight challenges in financial competence and future-oriented choices for adults with ADHD.

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Area of Science:

  • Neuroscience
  • Psychology
  • Behavioral Economics

Background:

  • Adult attention-deficit/hyperactivity disorder (ADHD) is linked to functional impairments.
  • Financial decision-making (FDM) is a critical life domain affected by ADHD.
  • Objective assessment of FDM in adults with ADHD is lacking.

Purpose of the Study:

  • To investigate FDM abilities in adults with ADHD using subjective and objective measures.
  • To compare FDM performance between adults with ADHD and healthy controls.
  • To identify specific FDM deficits associated with adult ADHD.

Main Methods:

  • A cohort of adults with ADHD (n=45) and healthy controls (n=51) participated.
  • Participants underwent a comprehensive assessment including financial situation evaluation, neuropsychological testing, and standardized FDM tests.
  • Subjective questionnaires assessed financial behaviors and decision-making styles.

Main Results:

  • Adults with ADHD reported poorer financial status, including lower income and more debt.
  • Significantly lower scores in financial competence, capacity, and future-oriented decision-making were observed in the ADHD group.
  • Adults with ADHD exhibited more impulsive buying and avoidant/spontaneous decision-making styles.

Conclusions:

  • Adults with ADHD demonstrate notable difficulties across various FDM aspects.
  • These FDM impairments may contribute to the observed poorer financial outcomes in adults with ADHD.
  • Objective measures reveal significant differences in financial decision-making capabilities.