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Heading in the Right Direction? Examining the Relationship of Transfer Patterns and Income Status on College Student
Maurice Shirley1, Amanda Olsen2, Sehee Kim3
1Department of Educational Leadership and Policy Studies, Indiana University, 201 N. Rose Ave., 4224 W.W. Wright Education Building, Bloomington, IN 47405 USA.
Student transfer may increase time to degree by one semester and raise loan debt. These effects differ across income levels, impacting educational equity.
Area of Science:
- Higher Education Research
- Educational Policy
- Student Outcomes Analysis
Background:
- Student transfer is a prevalent activity in higher education.
- The COVID-19 pandemic and economic shifts have influenced college enrollment and transfer patterns.
- Understanding transfer's impact on student outcomes is crucial for educational stakeholders.
Purpose of the Study:
- To examine the relationship between student transfer direction and key student outcomes.
- To investigate how income status, proxied by adjusted gross income (AGI), moderates these relationships.
- To provide insights for educational policy and student support services.
Main Methods:
- Analysis of a sample of 6510 undergraduate students using BPS:12/17 data.
- Application of multiple regression to assess the association between transfer and student outcomes.
- Examination of differential effects across income levels.
Main Results:
- Transferring between postsecondary institutions is associated with an extended time to degree (approximately one academic semester).
- Student transfer correlates with increased cumulative loan debt.
- The impact of transfer on time to degree and loan debt varies significantly by student income status.
Conclusions:
- Student transfer can lead to longer completion times and higher debt burdens.
- Income disparities exacerbate the negative consequences of student transfer.
- Findings highlight the need for targeted support to mitigate transfer-related challenges, particularly for lower-income students.
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